Grokking the System Design Interview, Volume II
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Design Payment System

Step 1: System Definition

Step 1: System Definition

Design a payment processing platform (similar to Stripe) that enables merchants (businesses) to accept online payments from customers securely and reliably. The system will handle the entire lifecycle of a payment transaction – from capturing payment details to authorizing the transaction, transferring funds, and handling post-payment events (like refunds or chargebacks). Ultimately, this “Stripe-like” system serves as a payment service provider that combines the functionality of a payment gateway and a payment processor in one integrated platform.

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P B

P B

· 7 months ago

Synchronous vs Asynchronous Processing: The Payment Service does most steps synchronously to provide a result in the API response. We choose sync for the primary flow because merchants (and customers) expect an immediate answer to a payment attempt. 

Since the Transaction DB update is being done by Payment service as part of handling the request itself, doesn't this bring in a lot of failure scenario? For example, what if the Payment Service instance crashes right after calling "Acquirer Connector". The way, the external processor will process the payment, but the Transaction DB would not have any record. Additionally, it means that the client will have to keep a long lasting connection and will be susceptible to connection drop.

Isn't the following alternative present a more dur

Rohit Bhanot

Rohit Bhanot

· 19 days ago

This is extremely text heavy which makes it difficult to grasp an important SD topic. With due respect I feel more effort should have been spent to make it more engaging and enriching rather than dumping large blobs of text. It feels like reading Wikipedia.

Also, Can we really call those bunch of icons as a High Level Diagram without any data flow directions ?

Sorry for the harsh feedback but this definitely looks poorly presented and no way near the worth of pay-walled content !!